Welcome to KauntaBook. These Terms and Conditions ("Terms") govern your use of the KauntaBook website, mobile application, and related services ("Services"). By using our Services, you agree to comply with and be bound by these Terms.

1. Introduction

KauntaBook is a comprehensive bookkeeping and financial record-keeping platform designed to help individuals and small businesses manage income, expenses, inventory, and debt tracking. Our platform provides intuitive tools that enable users to maintain accurate financial records, generate insightful reports, and make informed financial decisions.

By accessing or using the platform, whether through our website, mobile application, or any other means, you acknowledge that you have read, understood, and agree to comply with these Terms in full. If you do not agree with any part of these Terms, you must not use our Services.

2. Eligibility

To use KauntaBook Services, you must be at least 18 years old and have the legal capacity to enter into binding agreements. By creating an account, you represent and warrant that you meet these eligibility requirements.

For businesses accessing premium features, you must provide accurate identity and ownership information, including but not limited to business registration details, tax identification numbers, and authorized representative information. We reserve the right to verify this information and may request additional documentation to confirm your business identity and eligibility for certain features.

You are responsible for ensuring that all information provided during registration and throughout your use of the Services remains accurate and up-to-date. Failure to provide accurate information may result in suspension or termination of your account.

3. Account Registration and Security

During the registration process, you must provide accurate, current, and complete information about yourself or your business. This includes your name, email address, contact information, and any other details required for account creation. You agree to update this information promptly if any changes occur.

You are solely responsible for securing your account credentials, including your username, password, and any authentication methods enabled on your account. This responsibility extends to all devices used to access your account. You must not share your account credentials with any third party, and you must immediately notify us if you suspect any unauthorized access to your account.

We implement industry-standard security measures to protect your data, but we are not liable for any loss, damage, or unauthorized activity resulting from your failure to maintain the security of your account credentials or devices. This includes losses due to phishing, malware, device theft, or any other security breach that occurs as a result of your negligence or failure to follow security best practices.

You are responsible for all activities that occur under your account, whether authorized by you or not. If you become aware of any unauthorized use of your account, you must notify us immediately at info@kauntabook.com.

4. Subscription & Access

KauntaBook offers multiple subscription tiers to meet different user needs. Our free plan provides essential features for basic financial tracking, while trial and paid subscription plans unlock advanced features such as multi-business management, team collaboration, inventory tracking, detailed reporting, and priority support.

When you subscribe to a paid plan, you agree to pay all applicable fees associated with your chosen subscription tier. Subscription fees are charged in advance on a monthly or annual basis, depending on your selected billing cycle. All fees are stated in your local currency and are exclusive of any applicable taxes, which you are responsible for paying.

Failure to pay subscription fees by the due date may result in limited access to premium features, suspension of services, or termination of your account. We will provide reasonable notice before suspending or terminating services due to non-payment, typically through email notifications sent to your registered email address.

You may upgrade, downgrade, or cancel your subscription at any time through your account settings. Changes to your subscription will take effect at the beginning of your next billing cycle, unless otherwise specified. Refunds for unused portions of your subscription are handled in accordance with our refund policy and applicable law.

5. Use of Services

KauntaBook Services are intended exclusively for legitimate business and personal financial tracking purposes. You agree to use the platform in a manner that is consistent with its intended purpose and in compliance with all applicable laws and regulations in your jurisdiction.

You expressly agree not to misuse the platform or use it for any fraudulent, illegal, or unauthorized activities. This includes, but is not limited to: using the platform to facilitate money laundering, tax evasion, or other financial crimes; entering false or misleading information; attempting to gain unauthorized access to other users' accounts or data; or using automated systems to manipulate or interfere with the platform's functionality.

You must not reverse engineer, decompile, or attempt to extract the source code of our software, nor may you use our Services to compete with us or develop competing products. Any violation of these restrictions may result in immediate termination of your account and potential legal action.

We reserve the right to monitor your use of the Services to ensure compliance with these Terms and to maintain the security and integrity of our platform. We may investigate any suspected violations and take appropriate action, including suspension or termination of accounts.

6. Data and Privacy

Your financial data is stored securely using industry-standard encryption and security protocols. We implement comprehensive security measures including secure cloud storage, regular security audits, and access controls to protect your information from unauthorized access, disclosure, alteration, or destruction.

Your data is handled in strict accordance with our Privacy Policy, which outlines in detail how we collect, use, store, and protect your information. We encourage you to review our Privacy Policy regularly to stay informed about our data practices.

We will never share your data with third parties without your explicit consent, except in the following circumstances: (1) when required by law, court order, or governmental regulation; (2) to protect our rights, property, or safety, or that of our users or others; (3) in connection with a business transfer, merger, or acquisition; or (4) with service providers who assist us in operating our platform, subject to strict confidentiality agreements.

You retain full ownership of all data you input into KauntaBook. You may export your data at any time through the platform's export features. Upon account termination, you may request a copy of your data, which we will provide in a standard format within a reasonable timeframe.

7. Termination and Suspension

We reserve the right to suspend or terminate your account immediately, without prior notice, if you violate these Terms, engage in fraudulent or suspicious activity, or fail to pay your subscription fees beyond the due period. Suspension may be temporary while we investigate potential violations, while termination is permanent and results in the loss of all access to your account and data.

Grounds for termination or suspension include, but are not limited to: breach of these Terms or our Privacy Policy; fraudulent, illegal, or harmful activities; providing false or misleading information; attempting to gain unauthorized access to our systems or other users' accounts; or any activity that we determine, in our sole discretion, poses a risk to the security or integrity of our platform or other users.

You may terminate your account at any time by contacting us at info@kauntabook.com or through your account settings. Upon termination, your right to use the Services will immediately cease, and we may delete your account and data in accordance with our data retention policies. We are not obligated to retain your data after account termination, so we recommend exporting your data before terminating your account.

Sections of these Terms that by their nature should survive termination will survive, including but not limited to: ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

8. Limitation of Liability

We provide our services on an "as is" and "as available" basis, without warranties of any kind, either express or implied. While we strive to provide reliable and accurate services, we do not guarantee uninterrupted access, error-free functionality, or that the Services will meet all your specific requirements.

We are not responsible for any financial losses, damages, or consequences resulting from errors, bugs, system failures, data loss, or your misuse of the app. This includes, but is not limited to: incorrect calculations, data entry errors, synchronization failures, or decisions made based on information provided by the platform.

To the maximum extent permitted by applicable law, KauntaBook, its developers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to: loss of profits, revenue, data, business opportunities, or goodwill, regardless of whether such damages were foreseeable or we were advised of the possibility of such damages.

Our total liability to you for any claims arising from or related to your use of the Services shall not exceed the amount you paid to us in the twelve (12) months preceding the event giving rise to the claim, or one hundred dollars ($100), whichever is greater.

You acknowledge that you use the Services at your own risk and that you are solely responsible for verifying the accuracy of your financial records and making informed financial decisions. KauntaBook is a tool to assist with financial management but should not be your sole source of financial information or advice.

9. Changes to Terms

We may update these Terms occasionally to reflect changes in our Services, legal requirements, or business practices. When we make significant changes, we will notify you through in-app messages, email notifications sent to your registered email address, or by prominently displaying a notice on our website or within the application.

It is your responsibility to review these Terms periodically to stay informed about any updates. Your continued use of the Services after we post changes to these Terms constitutes your acceptance of the modified Terms. If you do not agree to the updated Terms, you must stop using the Services and may terminate your account.

We will make reasonable efforts to provide advance notice of material changes, typically at least thirty (30) days before they take effect. However, we reserve the right to make immediate changes when necessary to comply with legal requirements or address security concerns.

The "Last Updated" date at the top of these Terms indicates when the most recent changes were made. We recommend checking this date periodically to ensure you are aware of the current version of our Terms.

10. Contact Us

If you have any questions, concerns, or require support regarding these Terms or our Services, please do not hesitate to contact us. We are committed to providing excellent customer service and will respond to your inquiries as promptly as possible.

You can reach us through the following channels:

For technical support, account-related inquiries, or general questions about our Services, please use the contact information provided above. We typically respond to inquiries within 24-48 hours during business days.